Do you have the right funds to grow your business?

SCL Equipment Finance for small businesses

What Matters in your Business is Cash Flow

  • New Guidelines for Easier Approvals
  • Application only from $10,000 – $350,000
  • No Financials Needed
  • Equipment Financing and Working Capital
As a small business, it’s tough to compete with bigger companies. SCL understands that businesses need to grow. We understand how to take the red tape out of the loan process. Our team understands credit; we understand you need a fresh source of capital.
That is why our customers have depended on us for 25 years!

Established 1992
A Better Way to Finance Equipment


Barbara Griffith, PresidentSCL Equipment Finance provides equipment financing nationwide and in Canada to businesses from $10,000-$5M. Contact me for a quote on your next equipment/software purchase (new or used)! 

Barbara Griffith
President
714-573-9804 ext.101

Bank Loans vs. Leasing/Financing

group of business people gathered around a table - https://sclequipmentfinance.com/What is the difference between a bank loan and a lease? A loan is the borrowing of money, while a lease is term debt used for specific equipment utilized by a business.
Bank Loans:
  • Rates are usually floating based on prime
  • Banks generally lend only a portion of the equipment cost (60%-80%)
  • Banks will use fees to boost their rates (originating fees, etc.)
  • Banks are less flexible than a lease company & will need a full financing package
Leasing:
  • Rates are fixed for the term of the lease, allowing customers to budget cash flow
  • Is 100% financing (including all soft costs, like shipping & installation)
  • Most applications fall under our “application only program
  • We do not require a financing package
Send me an email for a free copy of your Dun & Bradstreet report

Barbara Griffith, PresidentSCL Equipment Finance provides equipment financing nationwide and in Canada to businesses from $10,000-$5M. Contact me for a quote on your next equipment/software purchase (new or used)! 

Barbara Griffith
President
714-573-9804 ext.101

A New Year with a Fresh Look and Enhanced Leasing Programs!

SCL Equipment Finance Unveils New Website

It is a new year and we are excited to announce that we launched our new website! Please make sure to visit us and take advantage of all the resources available the new platform has to offer. We also created a short video to explain the financing process.

Our Newest Programs

Businesses need new equipment and software to grow. SCL Equipment Finance can provide the funding you need for your business.

Our newest program available for businesses is our Step Up Program with the 1st year at 1% financing . Please contact me to discuss the details.

We offer a multitude of financing solutions and programs:

  • Equipment financing
    • Application only programs up to $500K – No financials needed
  • Working capital
  • SBA loans
  • Accounts receivable (AR) & purchase order financing

Let us be your single source for all of your business financing needs!

*All programs are subject to credit review and approval. Contact us for details.


Barbara Griffith, PresidentContact

Barbara Griffith
President
714-573-9804 ext.101

Welcome to our Blog!

One of the biggest thing that separates us here at SCL Equipment Finance from our competitors is that educating our customers to make the most informed choice about their financial situation and providing outstanding customer service to them are our main goals.

On this platform, we will regularly share useful information with our customer base, as well as any relevant, impactful industry data that may have relevance to you.

Please stay tuned and keep an eye out for our first blog post!

Your team at SCL Equipment Finance