Vendors can offer a subsidy to lower the cost of financing

money

Vendors can offer a subsidy, allowing customers to purchase equipment at a reduced finance rate.

Why is offering a subsidy effective?

  • It enhances cash flow for both the customer and the vendor.
  • A financial subsidy can set a vendor apart from competitors.
  • It fosters customer loyalty

Projects, pen on report

Section 179 Allows a Business to Expense their Equipment Purchase

As of 2024, the Section 179 deduction limit is $1,160,000. This means that businesses can deduct the full cost of qualifying equipment and software purchased or financed during the tax year.

US currency bills and calculator

No Payments 3-6 Months

The decision to upgrade or purchase new equipment is critical to the success of your company’s growth. Businesses can reach a point where they have reached a stalemate and must invest in their operations for you to expand and become more profitable in the future. We have a new program ” No Payments 3-6 Months” call to discuss.

Would you like a free copy of your Dun & Bradstreet report?

Just send me an email bgriffith@sclfinance.com

In The News As We Look Forward to 2025

  • The Section 179 deduction is anticipated to remain at $1,160,000 providing a valuable tax incentive for companies investing in new equipment
  • Interest rates are projected to decrease
  • Businesses will still face challenging credit underwriting conditions, making it imperative to navigate these hurdles effectively
  • Financing will allow companies to conserve working capital and get the equipment they need to automate

Many U.S. businesses are increasingly seeking automation solutions to reduce labor costs and enhance operational efficiency in this environment.

2025

The Growth of Subscription-Based Business Models

Subscription-based business models will continue to grow in popularity as companies seek to create stable, recurring revenue streams. For credit markets, this shift means that lenders may place more emphasis on the predictable cash flows of businesses with subscription models than actual current financials.

Warren Buffet

Warren Buffett’s Views on Small Businesses

Warren Buffett’s views on small businesses emphasize the importance of solid fundamentals, ethical leadership, long-term thinking, and financial discipline. For small business owners in 2025 and beyond.

What to Look for in a Equipment Finance Agreement

Projects, pen on report

What to look for in an Equipment Loan Agreement

What to Review

  • The term and how many advance payments are being applied to the term
  • Do you own the equipment at the end of the term
  • Is the lien on the equipment or is it a blanket lien on my business
Section 179 Tax Deduction - calculator

Section 179 Allows a Business to Expense their Equipment Purchase

As of 2024, the Section 179 deduction limit is $1,160,000. This means that businesses can deduct the full cost of qualifying equipment and software purchased or financed during the tax year.

Section 179 Free Booklet

people working at computer desks

5 Benefits of Buying New Equipment For Your Business

The decision to upgrade or purchase new equipment is critical to the success of your company’s growth. Businesses can reach a point where they have reached a stalemate and must invest in their operations for them to expand and become more profitable in the future.

Calculate Your Payment

Would you like a free copy of your Dun & Bradstreet report?

Just send me an email bgriffith@sclfinance.com

Vendors can offer a subsidy to lower cost of financing

money

Vendors can offer a subsidy, allowing customers to purchase equipment at a reduced finance rate.

Why is offering a subsidy effective?

  • It enhances cash flow for both the customer and the vendor.
  • A financial subsidy can set a vendor apart from competitors.
  • It fosters customer loyalty
financial reports

Section 179 Allows a Business to Expense their Equipment Purchase

As of 2024, the Section 179 deduction limit is $1,160,000. This means that businesses can deduct the full cost of qualifying equipment and software purchased or financed during the tax year.

Section 179 Free Booklet

computers

5 Benefits of Buying New Equipment For Your Business

The decision to upgrade or purchase new equipment is critical to the success of your company’s growth. Businesses can reach a point where they have reached a stalemate and must invest in their operations for them to expand and become more profitable in the future.

Calculate Your Payment

Would you like a free copy of your Dun & Bradstreet report?

Just send me an email: bgriffith@sclfinance.com

Are you using old equipment? Is it time for new equipment?

old equipment

Successful companies use the right equipment. Automating your processes and reducing labor costs can increase profitability. Financing helps companies secure the funds needed to replace older equipment.

Example:

  • Capital Equipment Cost: $100,000
  • Monthly Estimated Payment over 60 Months: $2,100
  • Under $350,000 No Financials Needed

(Please note – Programs are upon SCL credit approval and terms can change)