If you have a good credit score, you’ll almost always qualify for the best rates, and you will pay lower finance charges on loans.
TIPS ON MAINTAINING A GOOD CREDIT SCORE
If you’re looking for ways to improve your credit, taking care of negative information can help. Contact the reporting agencies if you find any inaccurate information on your credit report, pay down high balances, and bring all accounts current if you’ve fallen behind on any payments.
Here Are 4 Ways To Improve Your Credit
Your credit score is one of the most important pieces of personal information that is associated with you.
- Get a free copy of your credit report
- Go to Annual Credit Report
- Report any errors to credit agency
- Sample Letter for disputing errors on your credit report
- Keep balances low on your credit cards
- Make payments on time each month
What is a credit freeze? Also known as a security freeze, this free tool lets you restrict access to your credit report, which in turn makes it more difficult for identity thieves to open new accounts in your name. That’s because most creditors need to see your credit report before they approve a new account.
What You Need to Know About Business Credit
Business credit refers to the collection of scores, ratings, and other indicators commonly used by lenders, suppliers, customers, and other partners to quantify the risk of working with a company. To help you better understand business credit, we’ll walk you through the basics